Here's why I believe the Antoine story is somewhat common for those who'd immediately acquired huge sums of money.
Many people out there are lazy and play up the 'victim' status, in terms of always being behind in car payments, mortgages, CC run ups, etc.
What happens is that in an attempt to be a gentleman, 'Toine gives and gives to the aforementioned crowd but doesn't ask for anything in return except for friendship and some acceptance. Well... here's the problem, many of those clowns deserve neither and end up becoming a lifelong leech. This is the story of 25% of lottery winners.
The secret is simple, ditch the bozos, buy an annuity and spend 20% of the normal earning. During the time, read about the markets (including commodities, futures, currencies) and learn to trade one's own account.