Embiid Could Be Done

[Celtics2021]

2025-26: $55,224,526
2026-27: $59,539,200
2027-28: $64,302,336
2028-29: $69,065.472 *Player Option

Well from a business perspective, how do you get out of his contract when he might be done physically?
lordy

Insurance, every contract would be insured for a significant amount. Embiid would have to medically retire from basketball.

If I remember correctly, something along those lines happened to Luc Longley after he left the Chicago for New York. His ankle was finished, but he still had some years left on his contract, so he medically retired and received an insurance payout.

Per a New York Post article from 2001,

The shuffling of paperwork for Knick center Luc Longley and his impending retirement has begun. Jeff Austin, his agent, has sent the Knicks medical records on his deformed ankle for the club doctors to review.

The medical reports indicate he will need an ankle replacement when he is 50, Austin said. That is the how severe the ankle problem is.

Longley rehabbed his ankle for one month after the season before giving up.

I am in great shape, I could bench-press Shaq, I just cannot guard him anymore, Longley told The Post.

The Knicks are receptive to his retirement as insurance will pay 80 percent of the $21 million left on a contract that expires in three years.

There is a leaguewide insurance policy on players.   However, the insurer is allowed to pick some number of contracts every year (10-20, I don?t remember the specifics off hand) and exclude them from coverage.  I cannot imagine that an actuary worth their salt would have said ?yeah, let?s insure that $250 million contract for a 30 year-old who has already missed half the possible games in his career.?

[keevsnick]

2025-26: $55,224,526
2026-27: $59,539,200
2027-28: $64,302,336
2028-29: $69,065.472 *Player Option

Well from a business perspective, how do you get out of his contract when he might be done physically?
lordy

Insurance, every contract would be insured for a significant amount. Embiid would have to medically retire from basketball.

If I remember correctly, something along those lines happened to Luc Longley after he left the Chicago for New York. His ankle was finished, but he still had some years left on his contract, so he medically retired and received an insurance payout.

Per a New York Post article from 2001,

The shuffling of paperwork for Knick center Luc Longley and his impending retirement has begun. Jeff Austin, his agent, has sent the Knicks medical records on his deformed ankle for the club doctors to review.

The medical reports indicate he will need an ankle replacement when he is 50, Austin said. That is the how severe the ankle problem is.

Longley rehabbed his ankle for one month after the season before giving up.

I am in great shape, I could bench-press Shaq, I just cannot guard him anymore, Longley told The Post.

The Knicks are receptive to his retirement as insurance will pay 80 percent of the $21 million left on a contract that expires in three years.

There is a leaguewide insurance policy on players.   However, the insurer is allowed to pick some number of contracts every year (10-20, I don?t remember the specifics off hand) and exclude them from coverage.  I cannot imagine that an actuary worth their salt would have said ?yeah, let?s insure that $250 million contract for a 30 year-old who has already missed half the possible games in his career.?

I think its very unlikely Embiids contract is voided due to health/insurance reasons. Extremely unlikely. For that to be a possibility a guy literally has to be unable to play and overwhelming unlikely to ever be able to play again. Embiid may have issue preventing him form playing at an All-NBA level but he's still been playing. And he isn't voluntarily walking away from 250 million.

Unfortunately he may just be a 40 game a season with low minutes guy for the rest of his playing career.

[Celtics2021]

2025-26: $55,224,526
2026-27: $59,539,200
2027-28: $64,302,336
2028-29: $69,065.472 *Player Option

Well from a business perspective, how do you get out of his contract when he might be done physically?
lordy

Insurance, every contract would be insured for a significant amount. Embiid would have to medically retire from basketball.

If I remember correctly, something along those lines happened to Luc Longley after he left the Chicago for New York. His ankle was finished, but he still had some years left on his contract, so he medically retired and received an insurance payout.

Per a New York Post article from 2001,

The shuffling of paperwork for Knick center Luc Longley and his impending retirement has begun. Jeff Austin, his agent, has sent the Knicks medical records on his deformed ankle for the club doctors to review.

The medical reports indicate he will need an ankle replacement when he is 50, Austin said. That is the how severe the ankle problem is.

Longley rehabbed his ankle for one month after the season before giving up.

I am in great shape, I could bench-press Shaq, I just cannot guard him anymore, Longley told The Post.

The Knicks are receptive to his retirement as insurance will pay 80 percent of the $21 million left on a contract that expires in three years.

There is a leaguewide insurance policy on players.   However, the insurer is allowed to pick some number of contracts every year (10-20, I don?t remember the specifics off hand) and exclude them from coverage.  I cannot imagine that an actuary worth their salt would have said ?yeah, let?s insure that $250 million contract for a 30 year-old who has already missed half the possible games in his career.?

I think its very unlikely Embiids contract is voided due to health/insurance reasons. Extremely unlikely. For that to be a possibility a guy literally has to be unable to play and overwhelming unlikely to ever be able to play again. Embiid may have issue preventing him form playing at an All-NBA level but he's still been playing. And he isn't voluntarily walking away from 250 million.

Unfortunately he may just be a 40 game a season with low minutes guy for the rest of his playing career.

I wasn?t saying anything about the contact being voided.  With the insurance, it kicks in after a player has missed a certain number of games in a year (I think half the season, probably consecutively).  I think the Celtics were able to get some of Hayward?s contract from the policy when he got injured in his first game, for example, once he had missed the requisite number of games.  It does not require a player to be so injured that they never play again.  But, again, there is no way the Sixers would have been able to insure the Embiid contract through the league policy. 

[Birdman]

Hopefully he?s not done, I don?t want see anyone career shortened like Brandon Roy, Greg Oden etc

[DefenseWinsChamps]

Hopefully he?s not done, I don?t want see anyone career shortened like Brandon Roy, Greg Oden etc

As a human with compassion for other humans, I agree.

As a basketball fan, I can't stand play style, or the Sixer organization that has enabled his entitledness for a decade. It feels vindicating to watch the crash in slow motion.

[Big333223]

He's only played 19 games this season, is averaging the fewest rebounds since his rookie year and shooting .444 from the floor. He's also about to turn 31 years old.

If he has to have another surgery, there's no way he ever plays at an all-star level again.

[Kernewek]

2025-26: $55,224,526
2026-27: $59,539,200
2027-28: $64,302,336
2028-29: $69,065.472 *Player Option

Well from a business perspective, how do you get out of his contract when he might be done physically?
lordy

Insurance, every contract would be insured for a significant amount. Embiid would have to medically retire from basketball.

If I remember correctly, something along those lines happened to Luc Longley after he left the Chicago for New York. His ankle was finished, but he still had some years left on his contract, so he medically retired and received an insurance payout.

Per a New York Post article from 2001,

The shuffling of paperwork for Knick center Luc Longley and his impending retirement has begun. Jeff Austin, his agent, has sent the Knicks medical records on his deformed ankle for the club doctors to review.

The medical reports indicate he will need an ankle replacement when he is 50, Austin said. That is the how severe the ankle problem is.

Longley rehabbed his ankle for one month after the season before giving up.

I am in great shape, I could bench-press Shaq, I just cannot guard him anymore, Longley told The Post.

The Knicks are receptive to his retirement as insurance will pay 80 percent of the $21 million left on a contract that expires in three years.

There is a leaguewide insurance policy on players.   However, the insurer is allowed to pick some number of contracts every year (10-20, I don?t remember the specifics off hand) and exclude them from coverage.  I cannot imagine that an actuary worth their salt would have said ?yeah, let?s insure that $250 million contract for a 30 year-old who has already missed half the possible games in his career.?

I think its very unlikely Embiids contract is voided due to health/insurance reasons. Extremely unlikely. For that to be a possibility a guy literally has to be unable to play and overwhelming unlikely to ever be able to play again. Embiid may have issue preventing him form playing at an All-NBA level but he's still been playing. And he isn't voluntarily walking away from 250 million.

Unfortunately he may just be a 40 game a season with low minutes guy for the rest of his playing career.

I wasn?t saying anything about the contact being voided.  With the insurance, it kicks in after a player has missed a certain number of games in a year (I think half the season, probably consecutively).  I think the Celtics were able to get some of Hayward?s contract from the policy when he got injured in his first game, for example, once he had missed the requisite number of games.  It does not require a player to be so injured that they never play again.  But, again, there is no way the Sixers would have been able to insure the Embiid contract through the league policy.

There's also nuance to the insurance contracts - that's why, for example, Amar'e's contract with the Knicks wasn't protected against his knees specifically but other injuries would have been covered.

[kraidstar]

He's cooked. I called it last season. These treatments sound like a hail mary. His body has reached a point of permanent damage where he cannot play at an all-star level anymore.

It's similar to what has happened to Rob Williams and Khris Middleton.

I also don't think he's a skilled enough player to adapt to this new reality. He can't shoot, and IMO isn't a good passer. He has relied on raw athleticism and sympathetic officiating to generate offense.

Without that elite athleticism he's just another very big guy.

I don't think he can defend at a high level anymore either. At least not out in space. This isn't helped by the sluggish guys around him. That roster is desperately lacking in long, athletic defenders.

[kraidstar]

Hopefully he?s not done, I don?t want see anyone career shortened like Brandon Roy, Greg Oden etc

As a human with compassion for other humans, I agree.

As a basketball fan, I can't stand play style, or the Sixer organization that has enabled his entitledness for a decade. It feels vindicating to watch the crash in slow motion.

You don't enjoy watching the spin, dive, and whistle offense?

[DefenseWinsChamps]

Hopefully he?s not done, I don?t want see anyone career shortened like Brandon Roy, Greg Oden etc

As a human with compassion for other humans, I agree.

As a basketball fan, I can't stand play style, or the Sixer organization that has enabled his entitledness for a decade. It feels vindicating to watch the crash in slow motion.

You don't enjoy watching the spin, dive, and whistle offense?

To me, what Embiid and Harden do trying to draw fouls is much more damaging to the NBA product than the over-indulgence in 3 point shooting. At least with 3 point shooting, there is a flow to the game and the game gets over a bit faster. The foul-baiting games take forever, good players often can't play because they are in foul trouble, and nobody likes watching free throws while the announcers read commercials and try to fill silence.

The one thing I will credit Embiid with is that he leaves it all on the court in the playoffs. The guy is clearly exhausted and doing everything he can. Now, he could probably do more if he had a work ethic the rest of the season to get into shape, but still.

[SHAQATTACK]

Kitchen on fire ??burnt

[boscel33]

#oden

[slightly biased bias fan]

His downfall can mostly be attributed to 76ers and their poor The Process culture.

They knew coming in that Embiid had huge injury issues, that is why he fell to them in the draft. But because there was never a culture of wanting to win or accountability in Philly, Embiid was allowed to be lax with his diet and rehab.

Below is a photo of Embiid eating McDonalds before an NBA game in 2018.

[86MaxwellSmart]

He flops and falls on almost every move he makes in the paint, what did he expect?

[Donoghus]

Out for season per Shams.  Team is going nowhere so might as well shut him down.

Shams Charania
@ShamsCharania
?
20s
Philadelphia's Joel Embiid has been ruled out for the season.