Agreed, Larkin needs to play at least some. Terry can't play the whole game, and it's very risky to play without a ball handler. Those turnovers were pretty unusual for Larkin, I'd like to think he can eliminate those careless types of plays.
As far as the analysts go, they generally go for the team with the biggest star. They don't actually watch lots of games except for the national ones, so they don't really know much about individual teams. All they know is that Kyrie is out and the Bucks have Giannis. To them, that means the Bucks should win.