Would you stay or would you go(pro)?

[Fan from VT]

I'd go pro ASAP. I care nothing for college basketball success, so no reason to stay for that. I highly value college education, but once you're a millionaire you could take summer courses and get your degree in 5-8 years, or at any time after you retire...at that point you could afford to take as many classes at any colleges you wanted, starting when you are only 35 years old at the most having already been set for life.

You can always go back to school, but you can't always go back into the top-4 of the NBA. Take it when you can. 

[boscel33]

If he falls to #5, based on last year's #5 pick (Alex Len) he will earn 15.6 million over the your year deal.  If he goes #1, based on last year's #1 pick (Anthony Bennett) he will earn 23.9 million over the four year deal.  (these numbers from basketball-reference)

Is a blown out ACL worth 8 million or 2 million per season?  Is having a sub-par year and falling to say #10 (or further) where last year's pick (CJ MCCollom sp) earned signed a 10.4 four year deal?

He has to come out this year. 

[Eja117]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

[bobbyv]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

You could get the insurance policy for maybe 1m max, be vocal all you want about signing endorsements and fairness with no signal of change from the NCAA, and if you're injured, you've screwed yourself out of many more millions than just the 1 mil you got from insurance.

[D.o.s.]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

Because college students that aren't allowed to accept any money and don't have the time to get jobs have the money to buy an insurance policy.

[sofutomygaha]

Can you add a third option to the poll where I would get to play in the pros but with no salary or endorsement deals? That would combine the best from both worlds.

[Boris Badenov]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

Because college students that aren't allowed to accept any money and don't have the time to get jobs have the money to buy an insurance policy.

Can they get loans though? I'm not picking a fight. Serious question. Can Parker borrow money to pay for an insurance contract on his future earnings? You'd think plenty of parties would be willing to make the loan.

I'd suspect that college players aren't allowed to write any contracts that essentially borrow against future professional earnings. But I don't know.

[bdm860]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

Because college students that aren't allowed to accept any money and don't have the time to get jobs have the money to buy an insurance policy.

Can they get loans though? I'm not picking a fight. Serious question. Can Parker borrow money to pay for an insurance contract on his future earnings? You'd think plenty of parties would be willing to make the loan.

I'd suspect that college players aren't allowed to write any contracts that essentially borrow against future professional earnings. But I don't know.

Also, couldn't his family buy this for him?  His dad played 6 years in the NBA,  he has 3 cousins in the NFL, his 2 older brothers played D1 and D2 basketball.  I like to think that family could scrape together the money needed if necessary.

It's not like he's the oldest kid from a single family home or an orphan with no money or family resources at all (like Leon Powe).  Not all college kids are broke.

[D.o.s.]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

Because college students that aren't allowed to accept any money and don't have the time to get jobs have the money to buy an insurance policy.

Can they get loans though? I'm not picking a fight. Serious question. Can Parker borrow money to pay for an insurance contract on his future earnings? You'd think plenty of parties would be willing to make the loan.

I'd suspect that college players aren't allowed to write any contracts that essentially borrow against future professional earnings. But I don't know.

I believe that you're definitely not allowed to do that.

Also, couldn't his family buy this for him?  His dad played 6 years in the NBA,  he has 3 cousins in the NFL, his 2 older brothers played D1 and D2 basketball.  I like to think that family could scrape together the money needed if necessary.

It's not like he's the oldest kid from a single family home or an orphan with no money or family resources at all (like Leon Powe).  Not all college kids are broke.

That's true, but we're speaking in the hypothetical here, right? I wasn't addressing Parker in my post, so I'm not sure why we're talking about him now.

Also, I'm not an insurer, so I don't know the details on how that would be handled. Maybe someone else can chime in?

[bdm860]

Get an insurance thing and stay. Be vocal about being able to sign endorsements and fairness.

Because college students that aren't allowed to accept any money and don't have the time to get jobs have the money to buy an insurance policy.

Can they get loans though? I'm not picking a fight. Serious question. Can Parker borrow money to pay for an insurance contract on his future earnings? You'd think plenty of parties would be willing to make the loan.

I'd suspect that college players aren't allowed to write any contracts that essentially borrow against future professional earnings. But I don't know.

I believe that you're definitely not allowed to do that.

Also, couldn't his family buy this for him?  His dad played 6 years in the NBA,  he has 3 cousins in the NFL, his 2 older brothers played D1 and D2 basketball.  I like to think that family could scrape together the money needed if necessary.

It's not like he's the oldest kid from a single family home or an orphan with no money or family resources at all (like Leon Powe).  Not all college kids are broke.

That's true, but we're speaking in the hypothetical here, right? I wasn't addressing Parker in my post, so I'm not sure why we're talking about him now.

Also, I'm not an insurer, so I don't know the details on how that would be handled. Maybe someone else can chime in?

Ha, my bad.  All these threads start to run together. thought we were in the Parker thread.  Even so, hypothetically, no reason to assume you're dirt poor.

But another note, NCAA athletes are actually allowed to work.

[Eja117]

College players get this kind of insurance routinely. Willis McGahee took out a $2.5 mill policy right before the Fiesta Bowl.

[D.o.s.]

Ha, my bad.  All these threads start to run together. thought we were in the Parker thread.  Even so, hypothetically, no reason to assume you're dirt poor.

But another note, NCAA athletes are actually allowed to work.

They're allowed to work, yeah -- my post was more about the ridiculous schedule they're held to during the season. Makes working a real job unrealistic.

Also, agreed on the threads running together

[slamtheking]

Even though I am totally against the one and done decision and think the NBA should require an extra year of College before going pro I would totally take advantage of it and bolt my school for the NBA as soon as I would able to do so.

I think the rule should be something like

a) If you go to college, you have to stay in college for at least 3 full years.
b) But, you can be drafted as soon as you graduate high school or turn 18.
c) Players can be drafted and yet still go to college if they so choose.  There could be some set up where the team that has drafted them puts a certain percentage of the rookie contract money into a trust for the player that can be accessed in limited amounts while the player is in school.  But the years on the contract don't start until the player enters the league.

that's not a half bad starting point.  TP.  plenty of wiggle room for details.

a) player has to maintain academics and the school's code of conduct.  Being kicked out of the school before 3 years does not allow the player to be drafted earlier.
b) make it after high school.  I was 17 when I graduated.  should push the draft back a few weeks to give players the time to decide if they want to declare or not and give teams time to consider if a declared grad is worth picking vs a player choosing college.
c) Players should be required to declare one way or the other within a few weeks of graduation.  if the player is injured to the point where they cannot play, I think the teams need some financial guarantee to recoup some money.  I'm all for kids going to college if they choose and would hate to set up an incentive for kids to bypass college for the quick buck and penalize teams for taking a kid that selects college for a few years.

definitely something that requires a lot more thought to it but definitely an interesting starting point.

[CelticG1]

Cant find an arguement to stay other than college is awesome.

If you are thinking with any part of your brain you go.

Guys like greg oden who has never been healthy and adam morrison the ultimate bust still have a ney worth of 10-15 mil.

[freshinthehouse]

College players get this kind of insurance routinely. Willis McGahee took out a $2.5 mill policy right before the Fiesta Bowl.

This.  And like I mentioned earlier, Steve Nash did the same thing when he decided to go back for his senior season.