This is giving Lions-Niners vibes from a few years ago where DET lost because Campbell kept going for it on 4th downs and didn't get them so it cost the team in the NFCCG.
Panthers have twice gone for it on 4th and 2+ and been stopped, giving LAR great field position. First time led to an easy TD drive. Instead of punting and pinning them back in a close game.
And even the Rams went for it on 4th down before halftime and didn't get it instead of kicking a FG, and then CAR scored a touchdown right after. Potentially a 10-point swing there.
Missing out on points and/or giving the other team easy field position.