A few months back, I was involved in a car accident. I was able to have the ticket/citation dismissed in court; however, my insurance company found me at fault in their own independent investigation. They basically did nothing for me...It seemed as if they didn't put up a fight and just shipped money out to the other guy for his damages and I believe he is also claiming personal injury....Anyways, I know my premiums will most likely increase when my policy renews, due to the total damage being greater than $2500.
My question is, if I decide to shop around for new insurance, do I have to say that I was in an at-fault accident since the ticket/citation was dismissed in court and therefore shouldn't appear on my state driving record? Or does it appear? I don't know much about this stuff, just kind of vague on much of it. Thanks in advance for any help/advice.