As a prior Jokic critic, the issue I had was not that they lost without Murray and MPJ, it was that the Nuggets were better in the playoffs in 20, 21, and 22 when Jokic was on the bench. His differential per 100 in those 3 playoff runs was -3.0, -8.2, and -16.5. During the regular seasons those years he was positive at 3.2, 6.2, and 6.4. And that includes 20 when they made the run in the bubble. So for me the critique was solely a Jokic one i.e. great contributor to winning in the regular season but not in the post season. Even last year he was all time in the regular season at 21.9 and while positive in the post season he was just 2.0. Murray was 9.9 in the playoffs last year and Gordon was 20.6. Those guys seem to be the catalysts. Gordon was even +4.6 in the 5 game loss to the Warriors (that was the -16.5 year for Jokic).
For as great as Jokic is in the regular season, he doesn't carry it over into the post season like other all time greats do. Murray though does, which is why with Murray healthy they are such a different team.